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Have a Tax Lien or Civil Judgment on your credit report? Your credit score may go up this summer.

Have a Tax Lien or Civil Judgment on your credit report? Your credit score may go up this summer. Following litigation with the three major credit reporting agencies Experian, TransUnion and Equifax, ....

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Before co-signing a loan, know what you’re getting yourself into first

Before co-signing a loan, know what you’re getting yourself into first Okay, if I were to give you a box with 4 of the tastiest cupcakes ever made, but told you that 3 of them contained poison, ....

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How is My Credit Card Limit Set?

How is my credit card limit set? Wouldn’t it be fun to know beforehand what your credit limit will be when you apply for a credit card? But, you guessed it, it’s impossible to know since c....

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Multiple Inquiries Can Lower Your Score, By More Than You Think.

Should I use credit? Using your credit is not a bad thing. In fact, it is imperative you do so. People that never use it run the risk of having no credit score. Having to build credit takes time and y....

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Beware of Scams During Tax Season

Tax Season is always ripe for tax scammers Tax season is upon us. Many of us are hoping for a nice return or at the very least not having to owe anything. Unfortunately, this time of the year always s....

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You settled debt and thought it was the end. Think again!

You settled debt and thought it was the end. Think again!!! You were buried in bills and every month was a struggle. You decided to go on the offensive and settle some debt with your creditors for les....

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